Ricardo Sotelo's Blog - Car Financing Tips Articles

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What Does 'Out the Door Price' Mean? Breaking Down Car Buying Costs

When you're buying a new car, understanding the total cost is crucial. One term that often comes up during negotiations is the "out the door price." But what exactly does it mean, and...

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What You Should Know About Car Depreciation Before You Buy

As a car salesperson, I’ve met countless buyers who come in focused on getting the best price or the newest features but haven’t considered one critical aspect of car ownership: depreciation. If...

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What You Should Know About Car Depreciation Before You Buy

As a car salesperson, I’ve met countless buyers who come in focused on getting the best price or the newest features but haven’t considered one critical aspect of car ownership: depreciation. If...

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How to Get Approved for a Car Loan: Tips for First-Time Buyers

Buying your first car is an exciting milestone, but navigating the car loan approval process can feel overwhelming. Fortunately, securing financing through a dealership is a straightforward...

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Car Rebates: All the Details You Need to Know Before You Buy

When shopping for a new car, it’s easy to get overwhelmed by the various incentives and discounts offered by dealerships and manufacturers. One of the most enticing offers you might encounter is a car rebate. But what...

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5 Best Ways to Improve Your Credit Score

Your credit score is a crucial financial metric that can impact your ability to secure loans, obtain credit cards, and even rent an apartment. A higher credit score opens up more opportunities and often results in...

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